Privacy Policy

Information We Collect

Personal Information

When you create an account with bebemiranto, we collect personal information that you voluntarily provide to us. This includes your name, email address, phone number, and business information. We also collect financial data that you input into our platform for cost management purposes, including transaction records, budget categories, and expense reports.

Automatically Collected Information

Our platform automatically collects certain technical information when you visit our website or use our services. This includes your IP address, browser type, operating system, device information, and usage patterns. We use cookies and similar tracking technologies to enhance your user experience and analyze platform performance.

How We Use Your Information

We use your personal information to provide and improve our financial management services. Your data helps us deliver personalized cost management tools, generate financial reports, and provide customer support. We analyze usage patterns to enhance platform functionality and develop new features that better serve your business needs.

• Providing access to your personalized financial dashboard and cost management tools
• Processing and analyzing your financial data to generate insights and reports
• Communicating with you about your account, updates, and relevant financial information
• Improving our platform based on user feedback and usage analytics
• Ensuring platform security and preventing unauthorized access
• Complying with legal and regulatory requirements in Malaysia

Data Sharing and Disclosure

Service Providers

We work with trusted third-party service providers who help us operate our platform and provide services to you. These providers include cloud hosting services, payment processors, and analytics tools. All service providers are contractually required to protect your information and use it only for the specific services they provide to us.

Legal Requirements

We may disclose your information when required by law, such as in response to court orders, government requests, or regulatory inquiries. We may also share information to protect our rights, prevent fraud, or ensure user safety. In such cases, we will only disclose the minimum amount of information necessary to comply with legal requirements.

Business Transfers

If bebemiranto undergoes a business transaction such as a merger, acquisition, or sale of assets, your information may be transferred as part of that transaction. We will notify you before your information is transferred and becomes subject to a different privacy policy.

Data Security

We implement comprehensive security measures to protect your personal and financial information. Our platform uses industry-standard encryption protocols, secure data centers, and regular security audits. We employ multi-factor authentication, access controls, and monitoring systems to prevent unauthorized access to your data.

• 256-bit SSL encryption for all data transmission
• Encrypted data storage with regular security updates
• Multi-factor authentication for account access
• Regular security audits and penetration testing
• Employee training on data protection and security protocols
• Incident response procedures for potential security breaches

Your Rights and Choices

Access and Portability

You have the right to access your personal information and request a copy of the data we hold about you. You can download your financial data and reports through your account dashboard. If you need additional information or data in a specific format, contact us and we'll provide it within 30 days.

Correction and Updates

You can update your personal information at any time through your account settings. If you notice any inaccuracies in your data or need help making changes, our support team is available to assist you. We encourage you to keep your information current to ensure optimal platform performance.

Deletion and Account Closure

You have the right to request deletion of your personal information or close your account entirely. When you delete your account, we will remove your personal information within 30 days, though some data may be retained for legal compliance purposes. Financial records may be retained for up to 7 years as required by Malaysian financial regulations.

Cookies and Tracking

Our platform uses cookies and similar tracking technologies to enhance your user experience and analyze platform performance. Essential cookies are necessary for basic platform functionality, while analytics cookies help us understand how you use our services. You can manage your cookie preferences through your browser settings.

Types of Cookies We Use

• Essential Cookies: Required for login, security, and basic platform functionality
• Analytics Cookies: Help us understand user behavior and improve our services
• Preference Cookies: Remember your settings and customize your experience
• Security Cookies: Protect against fraud and unauthorized access

International Data Transfers

While bebemiranto operates primarily in Malaysia, some of our service providers may process your information in other countries. When we transfer your information internationally, we ensure appropriate safeguards are in place to protect your data. We use standard contractual clauses and work only with providers who maintain adequate data protection standards.

Children's Privacy

Our platform is designed for business use and is not intended for individuals under the age of 18. We do not knowingly collect personal information from children. If you believe we have inadvertently collected information from a child, please contact us immediately and we will delete the information.

Changes to This Policy

We may update this privacy policy from time to time to reflect changes in our practices or legal requirements. When we make significant changes, we will notify you by email or through a prominent notice on our platform. We encourage you to review this policy periodically to stay informed about how we protect your information.

Minor updates may be made without notice, but we will always update the effective date at the bottom of this policy. Your continued use of our platform after any changes indicates your acceptance of the updated policy.

This privacy policy is effective as of January 1, 2025, and was last updated on January 1, 2025.